Ready-to-Go Resources: Money in Motion - What Teens Should Know About Managing Finances

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Lesson 4: Banking on the Future

Time Required: 30 minutes

Materials: Banking on the Future Student Reproducible 4 (PDF); Get Your Money in Motion Classroom Poster (PDF); Student Finance Guide (PDF) for each student; pen/pencil

Overview: Students will understand the many ways in which banking affects their lives and learn the definitions of common financial literacy terms.


  1. Distribute Banking on the Future Student Reproducible 4 and direct your students to the vocabulary on the front cover of the Student Finance Guide. Then read through the lesson with your class.
  2. Direct students to the "My Financial Goals" and "Charting My Future" budgeting activities in the center of the Student Finance Guide. Encourage students to use their guides to help them think through their financial situation.
  3. Have students write a journal entry describing what they've learned as a result of completing this unit—what do they now know about banks, banking, and bankers that they didn't know before? What else do they want to know? How might they find out more?

Curriculum Connections
Social Studies: Production, Distribution, and Consumption
Economics: Limitation of Resources; Decision Making; Interest Rates; Income
English: Workforce Demands; Communication
Financial Literacy: Money Management; Income; Savings and Investing; Spending

Photos from top to bottom: © Rubberball Productions, © Photodisc/PictureQuest.

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Brought to you by the American Bankers Association Education Foundation on behalf of your local bankers.

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